Terms of Use

WilYouKnow.com is designed to make mortgage, real-estate, homebuying, and money concepts more engaging. Trivia answers, game outcomes, personality results, fictional properties, calculators, "Deal Health," achievements, scores, badges, jokes, and other game mechanics are provided for educational and entertainment purposes only.

They are not underwriting decisions, credit decisions, mortgage approvals, preapprovals, commitments to lend, rate locks, property valuations, legal advice, tax advice, investment advice, insurance advice, or guarantees of eligibility.

Nothing displayed on WilYouKnow.com constitutes an offer, commitment, or agreement to extend credit. Mortgage approval, terms, rates, fees, loan amounts, and program eligibility depend on a complete application, verification, underwriting, property review, applicable law, lender requirements, and other factors.

Any financing example is illustrative unless expressly identified otherwise.

Any interest rate used in a game or calculator is a sample rate used solely for illustration unless the Site expressly states that it is a current rate quote provided in compliance with applicable requirements.

Estimated payments may include only the components specifically displayed. Actual payments, taxes, insurance, mortgage insurance, HOA dues, assessments, fees, escrow requirements, and other costs can differ materially.

Do not rely on a game result or calculator as your final determination of affordability or qualification.

Unless expressly stated otherwise, homes, addresses, prices, property characteristics, taxes, insurance estimates, HOA amounts, seller credits, inspection issues, and other property scenarios used in games such as "Buy or Bye" are fictional or illustrative.

They are not advertisements or offers for actual property.

Mortgage programs, lender overlays, agency guidance, insurance requirements, loan limits, tax rules, underwriting practices, and other requirements can change. Even evergreen educational content may not apply to every borrower or transaction.

A correct trivia answer means the answer is generally appropriate for the educational scenario presented; it does not mean the same result will apply to your personal situation.

If you choose to explore your actual mortgage options, the Site may link you to ApplyWithWil.com or another Fundnancial application/contact process. Use of those services may be governed by additional disclosures, authorizations, privacy notices, and terms.

Playing a game, viewing content, obtaining a score, submitting a trivia answer, or receiving a personality result does not by itself create a lender-borrower, broker-client, fiduciary, attorney-client, tax-advisor, insurance-advisor, or other professional relationship.

If you submit a question or other content through "Stump Wil" or another interactive feature:

• You represent that you have the right to submit it.
• Do not include confidential third-party information or sensitive personal financial information.
• You grant Fundnancial permission to review, answer, edit for clarity, anonymize, and potentially use the question as educational content, unless otherwise prohibited by law.
• We are not obligated to publish or answer every submission.

If a submission is used publicly, we should avoid displaying personal contact information unless you separately authorize it.

You agree not to:

• Attempt to interfere with Site security or availability
• Introduce malware or malicious code
• Use automated systems to overwhelm the Site
• Attempt unauthorized access to systems or data
• Submit unlawful, defamatory, infringing, fraudulent, or abusive material
• Misrepresent another person's identity
• Use the Site in violation of applicable law

Playful attempts to beat the trivia are encouraged. Hacking the server is less charming.

WilYouKnow.com, the WIL YOU KNOW? brand, original game concepts, graphics, copy, game data, layouts, and other original content are owned by or licensed to Fundnancial Corp unless otherwise indicated. Third-party trademarks remain the property of their respective owners.

You may share score/result content through the Site's provided sharing features for personal, noncommercial use. You may not reproduce or commercially exploit substantial portions of the Site without permission.

The Site may use or link to third-party platforms, hosting, CRM, analytics, social networks, application systems, or other services. We are not responsible for third-party availability, content, security, or terms.

We may add, remove, modify, suspend, reset, or discontinue games, questions, features, scores, streaks, achievements, or other portions of the Site at any time.

Local browser storage can be deleted by the user, browser, device, privacy settings, or software updates. We do not guarantee that streaks or local achievements will persist forever.

To the fullest extent permitted by law, the Site is provided on an "as is" and "as available" basis. We do not warrant that every piece of content is error-free, current for every loan program, uninterrupted, or suitable for every individual situation.

To the fullest extent permitted by applicable law, Fundnancial and its owners, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from reliance on entertainment or educational game content on the Site.

Nothing in these Terms limits rights or remedies that cannot legally be waived.

Fundnancial supports equal housing opportunity and does not discriminate in residential real-estate-related transactions on a prohibited basis. The Site displays the Equal Housing Opportunity logo where appropriate.

We may update these Terms from time to time. Continued use of the Site after an updated version is posted constitutes acceptance of the updated Terms to the extent permitted by law.